Everyone

Rico Capital LLC

Lollipop

“SONO” loan application is the property of “SONO FINTEK NBFI” LLC and is a fintech application that provides e-loan services using a smartphone application. “SONO FINTEK NBFI” LLC was established in March 2020 and received a license for non-bank financial services in accordance with the Resolution No. 268 of the Financial Regulatory Commission of Mongolia dated May 20, 2020.

Loan type:
Unsecured loan: A loan that meets certain criteria by filling in your information. Once you sign a contract, you will be eligible for a loan of 20,000-2,000,000 MNT.
Purchase loan: A loan to purchase goods and services from suppliers located in the application. Once signed, you will be eligible for a loan of 20,000-2,000,000.
ZERO ZERO loan: A loan to purchase goods and services from suppliers located in the application without interest and fees. Once signed, you will be eligible for a loan of 20,000-2,000,000.
E-loan: If you meet the criteria for an unsecured loan, but are unable to come in person, you can sign an e-agreement via your mobile phone and get a loan of MNT 100,000.

Privacy Policy:
We operate in accordance with applicable Mongolian laws on anti-money laundering, counter-terrorism and privacy, as well as international regulations and guidelines. In addition, we maintain the privacy of your personal information in a highly secure location.

Get a loan:
1. Register:
Download the SONO application, register your user information and confirm your phone number
2. Apply for a loan:
Choose one of the four types of loan services, provide the necessary information for the loan and send the loan application
3. Concluding a loan agreement:
If a loan decision is made, you will come in person once and sign a paper agreement. If you meet the criteria for an unsecured loan, you can sign an e-loan agreement via mobile phone and open 100,000 loan rights.
4. Get a loan:
You can use the SONO application to select the ACTIVE loan type and click the borrow button to adjust the loan amount and term, and transfer the loan to your bank account.

Loan terms:
• Loan amount: 20,000 MNT - 2,000,000 MNT
• Service fee: 0 MNT
• Loan repayment: 3, 6, 9, 12, 24 months at your option / Depending on the loan amount and product type /
• You also have the right to extend the loan 0-6 times at any time.
• APR: 0% - 36%

For example:
• Loan amount: 500,000 MNT
• Service fee: 0 MNT
• Loan repayment: 3 months
• APR: 36%
• Monthly payment: 176,765.18
• Interest: 30,295.54
• Total payment: 530,295.54

To contact:
Customer Service Center: + 976-7777-4666
Email: info@sono.mn
Facebook: @SonoMongolia

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